Credit scores are tricky things.
If you think that all you need to do is pay your bills on time, and avoid debt, and you’re on the fast lane to an excellent credit score—guess again. The truth is, it’s easy to fall into a bad credit rhythm and very difficult to get out of it.
And since roughly one-third of Americans have a “fair” to “very poor” FICO score, it’s important to find ways to improve your credit so you don’t become part of that statistic.
Here’s a list of common credit score mistakes, and what you can do to fix or avoid them. [Read more…] about 9 Credit Score Mistakes That You Can Fix Yourself