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The Essential Guide to Buying a Home With a VA Loan

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As a United States veteran, service member, or military family, you may be eligible for a VA loan. While you can get the loan from a private lender or bank, the loan is backed by the Department of Veterans Affairs. VA loans have been an incredible resource for military families for decades.

If you’re considering a VA loan for your home purchase, this round-up has everything you need to know. From the benefits to the loan process, here’s your go-to guide to VA loans. [Read more…] about The Essential Guide to Buying a Home With a VA Loan

How to Negotiate Lower Rent: 9 Battle-Tested Tips

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Do you struggle living paycheck to paycheck? Do you dread each time you have to classify your pay as your “rent check” and turn it over to your landlord? Maybe you simply feel as though you’re paying too much in rent whether you’re able to afford it or not.

If you’re on the fence about moving due to high rent, then it’s time you learn how to negotiate lower rent. Getting a rent reduction is a more convenient option than having to find a new place to live and going through the hassle of moving.

When’s the last time you walked into your landlord’s office and asked if they’re willing to negotiate a lower price? [Read more…] about How to Negotiate Lower Rent: 9 Battle-Tested Tips

What Is a HELOC? Your Ultimate Guide to Home Equity Loans

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Home equity can be a major benefit of buying a home. You can find many amazing places to rent, but if you’re the tenant and not the owner, then you won’t benefit when the property value goes up.

The difference between your current home value and the amount of your mortgage loan is called equity. The equity in your home can be cash in your pocket with a home equity line of credit (HELOC).

What is a HELOC? Check out this guide to understanding when and how to use a home equity line of credit. [Read more…] about What Is a HELOC? Your Ultimate Guide to Home Equity Loans

The 2020 Real Estate Trends You Should Be Aware Of

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2020 has undoubtedly been a year for the books. There has been upheaval in every facet of life, from social unrest to dramatically changed work environments. All of this change is having a dramatic impact on 2020 real estate trends.

Real estate has the potential to be an excellent investment, whether you choose to be a landlord, investor, or homeowner. However, you’ll need to be aware of these unusual trends when deciding whether or not to take the leap. [Read more…] about The 2020 Real Estate Trends You Should Be Aware Of

7 Secrets to Winning as a Buyer in a Seller’s Market

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Despite the recent pandemic, the real estate market has been surging. This is likely due to the low-interest rates which look to be standing at or below 3%. From people being locked down to the need to relocate, a few factors are contributing to a seller’s market in 2020. Selling a home in a seller’s market is a great position.

As a buyer, how can you win in this climate? Keep reading to find out tips and tricks when it comes to snagging your dream home to a reasonable price. [Read more…] about 7 Secrets to Winning as a Buyer in a Seller’s Market