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You are here: Home / Archives for Finance / Real Estate

Real Estate

What Is a HELOC? Your Ultimate Guide to Home Equity Loans

October 6, 2020 By Cade Hildreth Leave a Comment

Home equity can be a major benefit of buying a home. You can find many amazing places to rent, but if you’re the tenant and not the owner, then you won’t benefit when the property value goes up.

The difference between your current home value and the amount of your mortgage loan is called equity. The equity in your home can be cash in your pocket with a home equity line of credit (HELOC).

What is a HELOC? Check out this guide to understanding when and how to use a home equity line of credit. [Read more…] about What Is a HELOC? Your Ultimate Guide to Home Equity Loans

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Filed Under: Finance, Real Estate Tagged With: loans, real estate

New House Checklist: Items Homeowners Need to Unpack First or Purchase

October 3, 2020 By admin Leave a Comment

More than half of all Americans own their own home, and filling that home up with furniture, practical goodies, and personal touches are part of the fun of moving into a new house.

However, without a new house checklist, you might end up missing a few things. This can be fantastically frustrating, so it’s crucial to make sure you have everything you need by referring to a helpful checklist, much like the one you’ll find below.

The New House Checklist

Before you can begin enjoying your new home, there’s are a few thing’s you’ll want to unpack or purchase. To help make this checklist easier to read, we’ve separated these items into nifty sections that correspond to your home’s various rooms.

Living Room

The living room is often one of the areas of a home that sees near-constant use. It’s not only a place to entertain and relax, but it’s also the room where families come together to enjoy movies, music, and each others’ company.

Though you may have your new living room planned out, it’s essential to double-check your shopping and packing lists before moving day. Some of the item’s you’ll definitely want to have on-hand include:

  • Sofas
  • A TV Stand
  • Bookshelves
  • Chairs
  • Coffee Table
  • Lamps
  • Curtains

If you don’t already own most of these items, it might be worthwhile to purchase them directly before moving and having them shipped to your new home. This will save you the hassle of having to pack and move these things yourself.

That said, if you are purchasing a new living room set-up, you may also need to invest in a few handy tools that can help you build your new furniture. A hammer, adjustable wrench, and set of screwdrivers can be a great help in this process.

You may also want to go ahead and stock up on lightbulbs and cleaning materials. Many living rooms are carpeted, so a vacuum cleaner is a must. Hardwood floors and tile floors can also benefit from vacuuming, though a mop is also a necessary item.

After you’ve secured these primary goods, you can add artwork and personal touches that make your living room a comfortable, welcoming place.

Kitchen

It’s likely that you already own a decent amount of cookware. Packing and moving this cookware can be tiresome. But you can cross a significant expense off your list right now by checking that you have pots, pans, and things to cook with.

If your new home lacks some of the most common kitchen appliances, like a stove or refrigerator, you’ll definitely want to begin shopping for those big-ticket items. Additionally, it’s crucial to make sure you have the right kitchen cleaning supplies.

As such, you’ll want to make sure that your new kitchen has:

  • Cookware
  • Cabinet Liners
  • A Sink
  • A Dish Drying Rack
  • Dish Towels
  • Storage Racks
  • An Oven
  • A Stovetop
  • A Refrigerator

Once you have these basics, you can begin filling your kitchen with foodstuffs. You may also want to invest in stick-and-peel vinyl coverings for unsightly cabinetry. If you’ve purchased your new home, you could choose to renovate your kitchen.

However, renovations can be costly and time-consuming. They’re typically not at the top of the moving list unless necessary. Additionally, individuals currently renting their new place might not have permission to rip out old cabinets. Vinyl could help.

It’s also a good idea to give your kitchen a good cleaning before you begin bringing home food and unpacking your dishware. A mop, a multipurpose rag or towel, and some general cleaning solutions should do the trick nicely.

Dining Area

Your home’s dining area should be a place of calm. However, if you don’t own a dining table, chairs, a buffet, or a dining room rug, you may find yourself wandering into the living room for dinner, breakfast, or lunch.

Unfortunately, eating in the living room could end with stained couch covers, deep-set carpet stains, and excessive eating. By investing in a proper dining room set, you could change your habits and help keep your new home in tip-top shape.

That’s why you’ll want to make sure that you get a:

  • Dining Table
  • Placemat Set
  • Flatware Set
  • Dining Chair Set
  • Dining Room Rug

All of these items could enhance the look and feel of your new dining area while also helping to keep it clean. If you’ve never lived in a home that you were proud of, now may be the time to turn that around.

Inviting over family members and friends could be more manageable if you have a dining room table. Imagine how much joy you could share with your loved ones over a gorgeous new table with handpicked placemats and a soft, easy-to-clean rug.

Just as with the living room, don’t be afraid to get creative and make your living room your own. Picking out decorations and artwork can be one of the most fun aspects of moving into a new home.

Bathrooms

Your new home’s bathroom may need a little TLC. At the very least, they’ll need some tried-and-true bathroom items to keep mold and mildew at bay. A couple of comforting and privacy-enhancing products also don’t go amiss in a bathroom.

For example, most bathrooms should be equipped with:

  • A Shower Curtain
  • A Shower Rod
  • Bath Mats

Naturally, you’ll also need to ensure that your new place’s bathrooms contain working toilets, showers, and bathtubs. Otherwise, you’ll need to supersede these other items and invest in replacement bathroom appliances.

Depending on the climate you live in, you could also choose to upgrade your bathroom to help it become less humid or less frigid. There’s nothing quite like stumbling naked into a freezing-cold bathroom during a harsh winter.

A bathroom heater or heated towel rack could help you avoid the unpleasant shakes and shivers of ice-cold bathroom tiles and slow-heating shower water. But if you live in warmer climes, these items might not benefit you.

Individuals in humid environments may want to consider installing additional dehumidifiers in their bathroom. Doing so could substantially reduce the amount of mold and mildew build-up in a bathroom, thus saving you from costly remediation.

Bedrooms

Unless you’ve been living a fantastically minimalistic lifestyle, chances are, you already own a bed. However, a bed isn’t the only item commonly found in bedrooms. As such, you’ll want to ensure you have all of your necessary bedtime items.

These may include:

  • A Nightstand
  • A Dresser
  • Hangers
  • Curtains
  • Organization Shelves
  • Bookcases

Naturally, your tastes and preferences will help inform your final purchasing choices. After all, if you’re not a reader, you might find much use in keeping a bookcase in your bedroom.

Additionally, if your bedroom doesn’t contain a closet, a dresser might be a better investment than a slew of hangers. But the above items may not be the only things to place in your new bedroom.

Oil diffusers are a smart alternative to candles and incense. Putting some lavender oil into one and turning it on could help you feel more relaxed and sleepy, ensuring that you get a better night’s rest.

Dry climates can also make for tricky sleeping conditions. Nose bleeds, dry, itchy skin, and breathing issues are common for those without a bedroom humidifier. Fortunately, the best humidifiers may only be a click away.

Outdoor Spaces

If your home is your castle, then your backyard is your personal forest. No matter how large or small your home’s outdoor spaces are, there are ways to spruce them up and have them become your new favorite household area.

Those with larger yards might want to invest in a barbecue grill, supplies for a vegetable garden, or even an above-ground pool. The choice of how to outfit your outdoor spaces is completely in your hands.

However, there are a few items that nearly all homeowners and tenants will need to keep those areas looking their best. As such, you may want to purchase or unpack:

  • A Rake
  • A Broom
  • Exterior Home Brush
  • A Utility Bucket
  • Bleach
  • Paint
  • A Ladder

The exterior of a home can become unbelievably filthy. With a little maintenance and care, you could keep your home’s outside just as clean and tidy as it’s inside. Chipped paint, dirt stains, and mold can be remediated with the above tools.

Enjoy Your New Home

Moving can be a stressful process. But when you’re well-prepared to move into your new home, moving can be an exciting adventure. Don’t forget to use this new house checklist to ensure you have everything you need for your new home.

If you enjoyed this article, then be sure to check out related real estate articles now.

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Filed Under: Exclude, Real Estate

Window Replacement 101: How Often Should Windows Be Replaced?

October 1, 2020 By admin Leave a Comment

Have you started to lose track of how old the windows in your home are? If so, this probably means that it’s almost time for you to replace them.

Although most windows are designed to last for at least a couple of decades before needing to be replaced, they’re not going to last you forever. At some point, you’re going to need to ask yourself, “How often should windows be replaced?” [Read more…] about Window Replacement 101: How Often Should Windows Be Replaced?

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The 2020 Real Estate Trends You Should Be Aware Of

September 29, 2020 By Cade Hildreth Leave a Comment

2020 has undoubtedly been a year for the books. There has been upheaval in every facet of life, from social unrest to dramatically changed work environments. All of this change is having a dramatic impact on 2020 real estate trends.

Real estate has the potential to be an excellent investment, whether you choose to be a landlord, investor, or homeowner. However, you’ll need to be aware of these unusual trends when deciding whether or not to take the leap. [Read more…] about The 2020 Real Estate Trends You Should Be Aware Of

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Filed Under: Finance, Real Estate Tagged With: Coronavirus, real estate

7 Secrets to Winning as a Buyer in a Seller’s Market

September 24, 2020 By Cade Hildreth Leave a Comment

Despite the recent pandemic, the real estate market has been surging. This is likely due to the low-interest rates which look to be standing at or below 3%. From people being locked down to the need to relocate, a few factors are contributing to a seller’s market in 2020. Selling a home in a seller’s market is a great position.

As a buyer, how can you win in this climate? Keep reading to find out tips and tricks when it comes to snagging your dream home to a reasonable price. [Read more…] about 7 Secrets to Winning as a Buyer in a Seller’s Market

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Cade Hildreth“As an LGBTQ+ entrepreneur, real estate investor, former USA Rugby Player, and fitness fanatic, I’ll teach you what your parents and teachers should’ve taught you, but didn’t know themselves.” -Cade Hildreth

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7 Reasons To Embrace the Pull-Up ‎️🔥The p 7 Reasons To Embrace the Pull-Up ‎️🔥The pull-up can…1. Be done w/o any equipment
2. Has dozens of variations
3. Builds MASSIVE pulling strength
4. Increases grip strength
5. Strengthens your entire upper body
6. Improves your posture
7. Sculpts your coreWhat do you love about it and why? ⬇️
🏡How To Buy A Home For No (Or Very Little) Mone 🏡How To Buy A Home For No (Or Very Little) Money Down in 2021
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As a real  estate investor, the single most common question I get is how to buy a house for little to no money down.
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It's a powerful question, because getting into the real estate game for little to no money down is how most people get their start.
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So, what’s the answer? 🤔
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Simple...these 6 mortgages will be the secret to your success:- USDA Loans (0% down) – For borrowers in rural areas, usually with a population under 20,000.- VA Loans (0% down) – For military personnel. Can be used for a single home or a multi-unit property up to 4 units.- The HomeReady™ Mortgage (3% down) – For lower income borrowers, backed by the U.S. government via Fannie Mae.- Conventional 97 Loan (3% down) –  A low-down payment loan from Fannie Mae. To qualify, you can't have bought a home within the past 3 years.- FHA loans (3.5% down) –  For low-to-moderate-income borrowers. Requires lower credit scores than many conventional loans.- Piggyback Loan (10% down) – You put 10% down. Then you acquire a primary mortgage for 80% and a secondary mortgage for the remaining 10%.What real estate questions can I answer for you? Ask them below. ⬇️
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⚠️Success Tip: You don’t have to suffer to g ⚠️Success Tip: You don’t have to suffer to get a body that you love ⚠️It’s a myth that you have to suffer to get a great physique. It’s simply not true, as this pic features foods I love and eat on the regular: Pizza and Burgers.What is true is…1. It’s nearly ALWAYS best to make these foods at home, so you can control the ingredients.2. To keep the calories down, use low carbs flours/breads, lean meats, and if relevant, low-fat cheeses.3. It’s BEST to cook with healthy oils, like olive oil and coconut oil. Stay AWAY from vegetable oil, canola oil, and other cheap oils that are ultra-processed.Unfortunately, the unsaturated fats found in vegetable oils trigger pro-inflammatory cascades in the body and are high in omega 6 fats. As the risk of inflammatory diseases go up, so does heart disorder as well as mood disorders, suicide, and homicide. Yikes, right?4. It’s best to eat your carbs in the 1-4 hours post-workout. This is when your body is most likely to use them as FUEL instead of store them as FAT.During this time window, your body opens up channel receptor on your cells that allows for nutrients to get shuttled into your muscles.This powerful and nifty trick is known as “Nutrient Timing.”Were you taught these tips and tricks for eating the foods you love, without packing on the pounds? ⬇️
Consistency is the key. ✨🔥📷: @grantgirsk Consistency is the key. ✨🔥📷: @grantgirsky
⚠️ 7 Tips for a Leaner, Meaner Core ⚠️1. ⚠️ 7 Tips for a Leaner, Meaner Core ⚠️1. Embrace the "Big 3" compound lifts, which are the deadlift, squat and bench. They are exceptional for muscular development, because they require full body muscle recruitment. Seriously, there's no easier way to get stronger, faster, than to embrace these three lifts.2. Consider creatine. It's arguably the most studied supplement of all time and will facilitate both strength and lean mass gains for you.
3. Add a whey protein shake immediately post workout. It'll shuttle nutrients into your muscles and facilitate rapid recovery. (If you're trying to learn more about your whey protein options, either whey isolate or whey hydrolysate will work great.)4. Add an extra hour of sleep. High quality sleep accelerates weight loss, promotes muscle recovery, and prevents overeating. On an unrelated note, it also improves personal resilience and creativity. I've long thought my love of sleep is one of my personal advantages and it can be yours too.5. Eat within 30 minutes of waking. It'll regulate your hunger hormones, ghrelin and leptin, so that you make healthy food choices all day long.6. Swap high fat proteins (such as dark chicken, sausage, eggs, etc.) for low fat proteins (chicken breast, shrimp, egg whites, etc.) If your goal is to get leaner, this is an easy easy way to do it with minimal effort.7. Try out a standing desk. Prices on them have come down a lot in recent years. If you already have a desk, you can get ones that sit on top of a normal desk to provide standing desk heights—which is what I use and love. Standing desks are incredible for promoting core strength gains, for the simple reason that you're standing instead of slouching.Which tip will you try? Let me know below... ⬇️*Ring by @OuraRing
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💪🏽 5 Tips to Get Thicker Arms 💪🏽 . 1. 💪🏽 5 Tips to Get Thicker Arms 💪🏽
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1. Work in a range of pulling AND pressing activities. Every muscle has a counter-muscle, so you’ll want to focus on training both.
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2. Hit your upper body lifts (bicep curls, tricep extensions, etc.) from different ANGLES.
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This prevents adaptation AND creates larger muscles by hitting all of the muscle fibers involved.
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You can do this by bending over, sitting vs. standing, or changing your grip on the dumbbell or barbell.
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3. Hit your big (compound) lifts first and train smaller muscle groups second your accessory work).
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The reason to train compound lifts first is that you don't want isolated muscle groups that are pre-fatigued.
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4. Train your biceps AND your triceps. Your triceps are about 2X as large as your biceps, so they need attention too.
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While you’re at it, don’t forget your delts (shoulders) too. They merge into your biceps/triceps and add overall size.
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5. It’s easier to build muscle if you’re eating a caloric surplus. You don’t want to go crazy here, because this can also lead to fat gain.
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However, a caloric surplus of 100-200 calories per day can be an effective way to support accelerated muscle growth.
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Which of these tips are you going to try? Let me know below. ⬇️
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