Cade Hildreth

Everything You SHOULD'VE Been Taught in School.

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Expert Tips on How to Use a Credit Card Responsibly

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Getting a credit card can sometimes seem like an intimidating process. This is especially true if you don’t know how to use a credit card responsibly.

After all, there’s the possibility of mismanaging your cards and ending up with a bad credit score. You can also start a cycle of debt with just a few wrong moves.

Luckily, responsible borrowing is very simple and with a little work, can actually help you in the long run. If you’d like to learn more about how to use a credit card responsibly, keep reading to learn more. [Read more…] about Expert Tips on How to Use a Credit Card Responsibly

Budgeting 101: 7 Budgeting Skills Everyone Should Have

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While budgeting skills will be key to getting through financial losses caused by the Coronavirus pandemic, thirty-three percent of Americans admit that they have no budget whatsoever. Of those under the age of 22, only 50% use a budget at all.

Additionally, if we were to look at that figure more critically, we could ask what people even count as a budget.

Is it loosely keeping track of money? Is it having a set amount of money to spend each month or week and trying not to go over? Instead of going into definitions, let’s talk actionable budgeting skills you can implement today. [Read more…] about Budgeting 101: 7 Budgeting Skills Everyone Should Have