Finance | Get the real facts about personal finance.

10 Terrific Tips for Developing Your Personal Brand in 2019

September 3, 2019 By Cade Hildreth Leave a Comment

In a world where the power of branding dominate the landscape, we’ve all become aware of the importance of developing a personal brand. With the rise of entrepreneurial figures like Gary Vaynerchuk, it is clear we are living in a new era.

A personal brand is the way that you display yourself to the outside world. Whether you are looking to positively impact the world, attract a following on social media, or improve your chance of landing a big job, creating a cohesive personal brand will help significantly.

With huge numbers of people now tuning in to social media platforms such as Facebook, Instagram, and Snapchat on a daily basis, there is ample opportunity to create a following around yourself and your interests. [Read more…] about 10 Terrific Tips for Developing Your Personal Brand in 2019

Paying off Student Loans Quickly: 9 Tips You Need to Know

September 3, 2019 By Cade Hildreth Leave a Comment

Taking out student loans to make it through your advanced education courses can be a necessary evil for many of us these days. You may feel like you will never get ahead of your loans, but fortunately, with a little financial savvy you can get out from under its thumb sooner than you think.

Paying off student loans doesn’t have to take 20 years. Take charge of your debt and pay it off quickly with these 9 tips you need to know. [Read more…] about Paying off Student Loans Quickly: 9 Tips You Need to Know

What Is the Best Way to Organize Receipts for Taxes as a Freelancer?

September 1, 2019 By Cade Hildreth Leave a Comment

What’s the best way to organize your receipts? Since I’ve been an entrepreneur since I was in my early 20’s and now own multiple businesses, this is a question I’ve often asked myself. Another little known fact about me is that my dad (now retired) is a Certified Public Accountant (CPA), so I think a lot more about taxes than the average person.

As a freelancer, it’s vital that you save and keep track of all of your receipts. Having these receipts come tax season means you’ll be able to deduct those expenses. If you don’t have all of your receipts when it’s time for taxes, then you could be missing out on some savings.

However, saving all your receipts in a single drawer isn’t going to help you much. You need to know the best way to organize receipts to optimize your savings come tax time. Continue reading below for a few ideas of how to do just that. [Read more…] about What Is the Best Way to Organize Receipts for Taxes as a Freelancer?

What Happens If You Default on a Loan Because of the Coronavirus?

February 28, 2019 By Cade Hildreth Leave a Comment

With surging numbers of Coronavirus cases worldwide, more and more people are being furloughed, laid off or asked to take paid leave with no guarantee of job stability. Increasingly, people worldwide are wondering what happens if you default on a loan because you don’t have the cash flow to pay it?

There are six possible outcomes, as described below. If you are tight on money and are defaulting on a loan, you’re not alone.

In fact, around one million people will default on their student loans this year alone, along with all of those who are defaulting on their mortgages. With the Coronavirus pandemic affecting economies worldwide, loan defaults could reach unprecedented new highs.

Given the current health and economic risks being faced by our country, it’s more important than ever to understand the consequences of defaulting on a loan.

Fact or Fiction: Does It Take Money to Make Money?

February 27, 2019 By Cade Hildreth Leave a Comment

Looking to start a business with little to no capital and worried it might take money to make money?

Well, there’s good news and bad news.

The bad: 29% of new businesses fail through lack of capital.

The good: you don’t need masses of money to get started. Simply, it doesn’t always take money to make money. Having cash from the outset is an obvious advantage. However, a lack of it shouldn’t dissuade you from giving it a shot.

After all, some of the biggest companies in the world had the humblest of beginnings. Jeff Bezos started Amazon from his garage; Steve Jobs and Steve Wozniak founded Apple in the same way. [Read more…] about Fact or Fiction: Does It Take Money to Make Money?

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