Finance | Get the real facts about personal finance.

Financial emergencies are a natural (albeit unenjoyable) part of life. They happen all the time! Whether the boiler breaks, the car won’t start, or you need unexpected medical treatment…the list of surprise expenses goes on and on.

The trick to minimizing the damage? Being prepared for them in advance.

That’s where starting an emergency fund comes into play. Unlike the 70% of people in America who have under $1000 in savings, you can set a sizeable sum of money aside for a rainy day. Build up this fund over time and you’ll be able to cope with any disasters that come your way! [Read more…] about Starting an Emergency Fund in 6 Simple Steps

With the ongoing pandemic, more people are staying home for safety reasons. Others are now adapting to the work-from-home set up, as companies embrace the “new normal.”

Because of this, those who stay home have no choice but to pay higher electric bills than they used to. You’d be wise to find ways to lower your consumption wisely. You’ll also want to learn how to do so with minimal cost and sacrifice. [Read more…] about 7 Tactical Tips on How to Lower Your Electric Bill

If you’re considering getting involved in this business, there are a number of different real estate investing strategies for you to consider. This begs the question, which ones are the most lucrative?

When you take both existing homes and new builds into account, 6.5 million homes were bought and sold in America last year and an projected 7.1 million will trade hands this year.

While many of these transactions represented a move of residence, many more were investments. Real estate investment is big business in America, and residential property is only one slice of this very large pie. [Read more…] about 7 Real Estate Investing Strategies Anyone Can Use to Get Rich