Cade Hildreth

Everything You SHOULD'VE Been Taught in School.

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VA Home Loan Requirements: What You Can and Can’t Use a VA Loan to Purchase

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Are you considering purchasing property this year? If so, you’re in good company.

Research shows that in the latter half of 2022, the United States’ homeownership rate increased from 65.8% to 66% in one quarter. Today in mid-2024, the homeownership rate in the U.S. has seen some fluctuations but remains relatively stable compared to recent years. According to the U.S. Census Bureau’s latest data, the homeownership rate was approximately 65.5% in the second quarter of 2024. This represents a slight decrease from the 66% rate recorded in late 2022. [Read more…] about VA Home Loan Requirements: What You Can and Can’t Use a VA Loan to Purchase

Bitcoin vs Ethereum: Everything You Need to Know

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Did you know that 13% of all people in the United States alone have traded cryptocurrency? Since that adds up to millions of people, it’s easy to see that buying and selling cryptocurrency has become very popular.

Also, cryptocurrencies have achieved faster global adoption than any other technology in recorded human history, including cell phones and the internet, which were the fastest to date. Clearly, crypto isn’t a passing trend. [Read more…] about Bitcoin vs Ethereum: Everything You Need to Know

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What is a Bitcoin EFT and Why Do They Matter?

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An ETF (Exchange-Traded Fund) is a type of investment that tracks the performance of a specific product, most often a commodity (like oil, natural gas, gold, or coffee, for example) or a group of assets (such as a basket of stocks or bonds). ETFs trade on a stock exchange and are a convenient option for investors because they can be bought and sold like a single stock.

Exchange-traded funds (ETFs) provide investors with several benefits, including diversification, low expense ratios, and the ability to trade them easily like a stock. [Read more…] about What is a Bitcoin EFT and Why Do They Matter?

How to Negotiate Lower Rent: 9 Battle-Tested Tips

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Do you struggle living paycheck to paycheck? Do you dread each time you have to classify your pay as your “rent check” and turn it over to your landlord? Maybe you simply feel as though you’re paying too much in rent whether you’re able to afford it or not.

If you’re on the fence about moving due to high rent, then it’s time you learn how to negotiate lower rent. Getting a rent reduction is a more convenient option than having to find a new place to live and going through the hassle of moving.

When’s the last time you walked into your landlord’s office and asked if they’re willing to negotiate a lower price? [Read more…] about How to Negotiate Lower Rent: 9 Battle-Tested Tips

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How to Become a Millionaire? 8 Nearly Foolproof Strategies

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Making millions of dollars may feel like a far-fetched dream, but it is possible to join the other 21 million millionaires in the United States if you take certain steps. Unfortunately, these steps and strategies often aren’t taught to us when we’re young. Most often, this is because our parents didn’t know these principles either. This is because no one taught them.

Historically, there have often been racial, gender, and socioeconomic factors at play that have suppressed wealth creation within certain populations of people as well.

With this in mind, let’s dive into the steps you’ll need to take. I hope you find these strategies helpful because I want everyone to have the chance to become financially free—especially people from marginalized groups who may not have had access to this information growing up. You are the ones I want to see thrive, more than anyone.

Let’s dive in.

[Read more…] about How to Become a Millionaire? 8 Nearly Foolproof Strategies