Cade Hildreth

Everything You SHOULD'VE Been Taught in School.

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Cade Hildreth

ETF vs. Index Fund: The Difference Between ETF and Index Fund in Detail

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Over 50% of Americans now own stock, which is a big jump up from 50 years ago. ETFs and index funds make investing more accessible to the average person than ever before.

But what are these things exactly, and how can you use them?

When you start investing, you need to understand the difference between ETF and index fund investing. Here’s exactly what each of them is, why it matters, and how you can start investing today. [Read more…] about ETF vs. Index Fund: The Difference Between ETF and Index Fund in Detail

Budgeting 101: 7 Budgeting Skills Everyone Should Have

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While budgeting skills will be key to getting through financial losses caused by the Coronavirus pandemic, thirty-three percent of Americans admit that they have no budget whatsoever. Of those under the age of 22, only 50% use a budget at all.

Additionally, if we were to look at that figure more critically, we could ask what people even count as a budget.

Is it loosely keeping track of money? Is it having a set amount of money to spend each month or week and trying not to go over? Instead of going into definitions, let’s talk actionable budgeting skills you can implement today. [Read more…] about Budgeting 101: 7 Budgeting Skills Everyone Should Have

How to File for Unemployment Benefits During COVID-19

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With Coronavirus induced lockdowns, closures and quarantines sweeping the globe, millions of people are suddenly trying to navigate the murky path of how to file for unemployment benefits. If this is you, you’re in good company.

Approximately 30 million people have filed for unemployment benefits since the Coronavirus lockdowns struck in March 2020. That is more than three times as many as the 8.7 million people who sought unemployment benefits during the entire Great Recession. Even when adjusting for population growth, the numbers are extremely concerning.

The record number of unemployment claims is due to companies having to shut down in the wake to the COVID-19 pandemic. If you’ve suddenly found yourself unemployed or furloughed, the entire process can be confusing and you might not know how to file for unemployment.

Here’s a deep dive into how to file for unemployment and other pertinent facts surrounding the benefits you should know about. [Read more…] about How to File for Unemployment Benefits During COVID-19

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10 Healthy Meals on a Budget to Get You Through COVID-19

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Is it possible to construct healthy meals on a budget? If you’re living on a budget due to the coronavirus recession or any other reason, you know it’s difficult to shop for healthy foods.

In most cases, you sacrifice health to afford foods that are both affordable and easy to make.

Thankfully, I have heartening news. There are many healthy meals on a budget you can make without breaking the bank.

[Read more…] about 10 Healthy Meals on a Budget to Get You Through COVID-19

Mistakes of Novice House Flippers—Risks vs. Rewards

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House flipping risks are a real, as you can definitely lose your shirt. But done right, so are the rewards. Fortunes can be made.

If COVID has you wondering about getting into the house flipping game, you’re not alone. Plunging real estate prices are catching the attention of investors nationwide.

Given that house flipping relies on picking up properties below market value, the coming months may be an opportune time to get started. [Read more…] about Mistakes of Novice House Flippers—Risks vs. Rewards