Cade Hildreth

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Top 7 Peer to Peer Lending Sites Paying the Highest Interest in 2024

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Peer-to-peer lending involves the act of lending money to other people or businesses in exchange for receiving interest on your money.

Basically, you’re acting as a bank and giving out a loan on which you are paid back your original amount, called principal, plus interest by the borrower.

You’ve probably heard your friends or colleagues chatter about peer-to-peer lending sites, like Upstart, Lending Club, or Prosper. Here’s my take on these sites, including their pros and cons from a cash flow and tax perspective.

[Read more…] about Top 7 Peer to Peer Lending Sites Paying the Highest Interest in 2024

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What Is Money Made Of? The Answer May Surprise You!

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You use money every day and while paper and coin money continue to lose favor in the face of credit and debit cards, it’s still the backbone of our economy. For many people, money is a mystery.

We know how much it’s worth at face value, but do you know why? Do you know what is money made of? If you’re like most people, probably not.

I’ll attempt to dispel the mystery of money and explain why it’s worth what it is and how it’s made. I’ll also explain why money has no inherent value, nor does it have a fixed worth as a medium of exchange.

Finally, we’ll explore why your money is rapidly decreasing in value and what to do about it to achieve financial freedom. [Read more…] about What Is Money Made Of? The Answer May Surprise You!