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You are here: Home / Archives for Finance

Finance | Get the real facts about personal finance.

What is a Bitcoin EFT and Why Do They Matter?

August 28, 2024 By Cade's Team Leave a Comment

An ETF (Exchange-Traded Fund) is a type of investment that tracks the performance of a specific product, most often a commodity (like oil, natural gas, gold, or coffee, for example) or a group of assets (such as a basket of stocks or bonds). ETFs trade on a stock exchange and are a convenient option for investors because they can be bought and sold like a single stock.

Exchange-traded funds (ETFs) provide investors with several benefits, including diversification, low expense ratios, and the ability to trade them easily like a stock. [Read more…] about What is a Bitcoin EFT and Why Do They Matter?

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Filed Under: Cryptocurrency, Finance, Finance, Finance, Finance

How to Negotiate Lower Rent: 9 Battle-Tested Tips

August 15, 2024 By Cade Hildreth 1 Comment

Do you struggle living paycheck to paycheck? Do you dread each time you have to classify your pay as your “rent check” and turn it over to your landlord? Maybe you simply feel as though you’re paying too much in rent whether you’re able to afford it or not.

If you’re on the fence about moving due to high rent, then it’s time you learn how to negotiate lower rent. Getting a rent reduction is a more convenient option than having to find a new place to live and going through the hassle of moving.

When’s the last time you walked into your landlord’s office and asked if they’re willing to negotiate a lower price? [Read more…] about How to Negotiate Lower Rent: 9 Battle-Tested Tips

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House Inspection Checklist and Cost

August 12, 2024 By Cade Hildreth Leave a Comment

First-time homebuyers accounted for 32% of all homebuyers in 2024. If you’re getting ready to join the group of first-time homebuyers, you have a lot to learn about the home purchase process.

The home inspection is one area where home sales can sink or swim. An inspector can find issues with the home, causing the deal to fall apart.

Without a house inspection checklist, you run the risk of buying a home with major issues that you have to fix after you buy it.

Read on to learn what needs to go on your checklist for inspecting a new house. [Read more…] about House Inspection Checklist and Cost

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Filed Under: Real Estate, Real Estate

How to Become a Millionaire? 8 Nearly Foolproof Strategies

August 1, 2024 By Cade Hildreth Leave a Comment

Making millions of dollars may feel like a far-fetched dream, but it is possible to join the other 21 million millionaires in the United States if you take certain steps. Unfortunately, these steps and strategies often aren’t taught to us when we’re young. Most often, this is because our parents didn’t know these principles either. This is because no one taught them.

Historically, there have often been racial, gender, and socioeconomic factors at play that have suppressed wealth creation within certain populations of people as well.

With this in mind, let’s dive into the steps you’ll need to take. I hope you find these strategies helpful because I want everyone to have the chance to become financially free—especially people from marginalized groups who may not have had access to this information growing up. You are the ones I want to see thrive, more than anyone.

Let’s dive in.

[Read more…] about How to Become a Millionaire? 8 Nearly Foolproof Strategies

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Filed Under: Entrepreneurship, Increasing Income, Investing, Investing

15 Types of Investments (And How They Work)

June 11, 2024 By Cade Hildreth Leave a Comment

How is it that most of the world’s richest individuals accumulated their wealth through investing and not from active (earned) income?

The simple answer is that the effects of inflation erode the value of money year-over-year, so investing is an absolute must. Plus, a person is limited by their time, while investments can be infinitely stacked and work for you while you sleep.

Are you ready to start your investing journey? Keep reading to learn about 15 common types of investments and how they work. [Read more…] about 15 Types of Investments (And How They Work)

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“As an entrepreneur, investor, and former USA Rugby Player, I explore here the lessons I’ve learned along the way.” -Cade Hildreth

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