Finance | Get the real facts about personal finance.

What is a small cap stock? It’s a “smaller” company—defined as one with a market capitalization (“cap”) under about a billion dollars.

Market capitalization (also called “market cap”) is just a fancy way of saying the total value of a company’s shares of stock. This is calculated by taking a company’s price per share and multiplying it by the total number of shares. [Read more…] about What is a small cap stock? 

If a stock’s price goes down, can you still make money? Yes, if you’re investing in options. Options trading can benefit your investment portfolio in many ways. However, learning how to trade options can seem intimidating. This options trading guide will tell you what you need to know.

You can decide if investing in options is the right investment decision for you. [Read more…] about The Complete Options Trading Guide: What You Need to Know

Financial emergencies are a natural (albeit unenjoyable) part of life. They happen all the time! Whether the boiler breaks, the car won’t start, or you need unexpected medical treatment…the list of surprise expenses goes on and on.

The trick to minimizing the damage? Being prepared for them in advance.

That’s where starting an emergency fund comes into play. Unlike the 70% of people in America who have under $1000 in savings, you can set a sizeable sum of money aside for a rainy day. Build up this fund over time and you’ll be able to cope with any disasters that come your way! [Read more…] about Starting an Emergency Fund in 6 Simple Steps