Cade Hildreth

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How to Lower Your Credit Card Interest Rate During COVID-19

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The coronavirus has had a tremendous effect on the economy, with unemployment claims skyrocketing to 26.5 million in a few short weeks. Under the circumstances, you may be in desperate need of money and resorting to credit cards to help you get the bills paid.

Unfortunately, your financial health could take a destructive blow due to the “snowballing” nature of high-interest credit card rates. Sky high rates of 15, 20 and 25 percent can become a treacherous impediment to your financial future.

Thankfully, with lockdowns underway worldwide, credit card companies are being more flexible than ever before with borrowers. [Read more…] about How to Lower Your Credit Card Interest Rate During COVID-19

Top Secrets of Wildly Successful Real Estate Investors

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In my opinion, there are six secrets that characterize wildly successful real estate investors. If you’re going to get into the real estate game, it’d be worth reviewing these critical traits.

It truly is the secret to success.

If you embody these critical traits, then by all means, dive into real estate investing headfirst.

The truth is, more millionaires will be created from the current recession than were created in the past DECADE—and maybe longer. [Read more…] about Top Secrets of Wildly Successful Real Estate Investors

How to Buy Bitcoin on Coinbase in 2021

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Bitcoin is and always has been a big deal. But, how do you buy bitcoin on Coinbase or other crypto exchanges if you’ve never done it before?

At the time of writing this article, the value of single bitcoin is equal to $36,752.60.

While the coronavirus pandemic sent the price of Bitcoin skyrocketing, it is now down over 40%  from its April 13th high of 63,588. [Read more…] about How to Buy Bitcoin on Coinbase in 2021

ETF vs. Index Fund: The Difference Between ETF and Index Fund in Detail

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Over 50% of Americans now own stock, which is a big jump up from 50 years ago. ETFs and index funds make investing more accessible to the average person than ever before.

But what are these things exactly, and how can you use them?

When you start investing, you need to understand the difference between ETF and index fund investing. Here’s exactly what each of them is, why it matters, and how you can start investing today. [Read more…] about ETF vs. Index Fund: The Difference Between ETF and Index Fund in Detail

Budgeting 101: 7 Budgeting Skills Everyone Should Have

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While budgeting skills will be key to getting through financial losses caused by the Coronavirus pandemic, thirty-three percent of Americans admit that they have no budget whatsoever. Of those under the age of 22, only 50% use a budget at all.

Additionally, if we were to look at that figure more critically, we could ask what people even count as a budget.

Is it loosely keeping track of money? Is it having a set amount of money to spend each month or week and trying not to go over? Instead of going into definitions, let’s talk actionable budgeting skills you can implement today. [Read more…] about Budgeting 101: 7 Budgeting Skills Everyone Should Have