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The Essential Guide to Buying a Home With a VA Loan

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As a United States veteran, service member, or military family, you may be eligible for a VA loan. While you can get the loan from a private lender or bank, the loan is backed by the Department of Veterans Affairs. VA loans have been an incredible resource for military families for decades.

If you’re considering a VA loan for your home purchase, this round-up has everything you need to know. From the benefits to the loan process, here’s your go-to guide to VA loans. [Read more…] about The Essential Guide to Buying a Home With a VA Loan

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What Are the Costs of Owning Rental Property?

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Housing market conditions in some areas of the country allow for substantial rental income based on high real estate values. Without a doubt, you can purchase rental properties and achieve a good return on your investment.

However, some people see these conditions and assume they can effortlessly collect rent each month from their tenants. [Read more…] about What Are the Costs of Owning Rental Property?

How to Save Money on Taxes This April (7 Savvy Tips)

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Did your parents and teachers forget to teach you how to save money on your taxes? My teachers definitely forgot, but thankfully I was raised by a lawyer (mom) and a Certified Public Accountant (dad), so that was helpful.

I am also one of those rare people who loves listening to books and podcasts about taxes and reading the dreaded IRA tax code (*gasp*). [Read more…] about How to Save Money on Taxes This April (7 Savvy Tips)

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Types of Real Estate Loans—And How to Apply for Them

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Real estate is booming right now. In May 2021 alone, home sales were up 44.6 percent from the previous year. Given this rise, many people are looking to get into the real estate game.

Whether you are looking to buy a primary residence or make your first real estate investment, you are likely wondering how to apply for real estate loans. Are you trying to learn what types and options are available?

Read on to learn how to apply for a real estate loan and make your investment dreams a reality. [Read more…] about Types of Real Estate Loans—And How to Apply for Them

What Is a HELOC? Your Ultimate Guide to Home Equity Loans

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Home equity can be a major benefit of buying a home. You can find many amazing places to rent, but if you’re the tenant and not the owner, then you won’t benefit when the property value goes up.

The difference between your current home value and the amount of your mortgage loan is called equity. The equity in your home can be cash in your pocket with a home equity line of credit (HELOC).

What is a HELOC? Check out this guide to understanding when and how to use a home equity line of credit. [Read more…] about What Is a HELOC? Your Ultimate Guide to Home Equity Loans