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You are here: Home / Archives for Finance

Finance | Get the real facts about personal finance.

9 Credit Score Mistakes That You Can Fix Yourself

June 2, 2023 By Cade Hildreth Leave a Comment

Credit scores are tricky things.

If you think that all you need to do is pay your bills on time and avoid debt to get an excellent credit score—guess again. The truth is, it’s easy to fall into a bad credit trap and very difficult to get out of it.

Plus, with approximately one-third of Americans having a “fair” to “very poor” FICO score, it’s important to find ways to improve your credit so you don’t become a part of that statistic.

Here’s a list of common credit score mistakes, and what you can do to fix or avoid them. [Read more…] about 9 Credit Score Mistakes That You Can Fix Yourself

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Filed Under: Uncategorized Tagged With: credit cards

Top 5 Reasons to Invest in Manufactured Home Communities

May 31, 2023 By Cade's Team Leave a Comment

Today, around 70% of rental properties are owned by individual investors. According to recent Census data, there are approximately 48.2 million rental units in the U.S. today, which are composed of single-family homes, townhomes, apartments, and other unit styles, such as manufactured housing units. Another common name for manufactured housing units is mobile homes since these units can be moved to a new location by flatbed truck. [Read more…] about Top 5 Reasons to Invest in Manufactured Home Communities

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The Best and Worst Day to Close on a House

May 9, 2023 By Cade's Team Leave a Comment

Buying a house is an exciting and nerve-wracking journey. This is because it involves many moving parts and calculations, including mortgage rates, realtor commissions, down payment amounts, and tax considerations. The period between offer acceptance and mortgage signing can be a stressful time.

Given the price point of real estate transactions, you’ll want to negotiate the best terms. With this in mind, you’re likely to wonder, “What’s the best and worst day to close on a house?” Although it’s essential to allow for flexibility during the closing process, the reality is, some days might be better than others to close a real estate transaction.

Read on to learn about the best and worst days to close a house. [Read more…] about The Best and Worst Day to Close on a House

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Filed Under: Real Estate, Real Estate, Real Estate

Top Secrets of Wildly Successful Real Estate Investors

May 6, 2023 By Cade Hildreth Leave a Comment

In my opinion, there are six secrets that characterize wildly successful real estate investors. If you’re going to get into the real estate game, it’d be worth reviewing these critical traits.

It truly is the secret to success.

If you embody these critical traits, then by all means, dive into real estate investing headfirst.

The truth is, more millionaires will be created from the current recession than were created in the past DECADE—and maybe longer. [Read more…] about Top Secrets of Wildly Successful Real Estate Investors

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Top 8 Things You Need to Know about Hard Money Rehab Loans

May 1, 2023 By Cade's Team Leave a Comment

Americans spent over $550 billion in 2022 on home renovations. These can be expensive, and many people had to finance their projects.

Hard money rehab loans are a type of financing that is used to purchase and renovate real estate properties. There are certain factors to keep in mind so you can make the most of them, though.

Here are the top things you need to know as a borrower. [Read more…] about Top 8 Things You Need to Know about Hard Money Rehab Loans

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Filed Under: Finance, Finance

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