Study after study tells us that, on average, Americans aren’t saving enough to cover their retirement. In fact, an estimated 15% of Americans have no retirement savings at all, and around 45% of people think they will run out of money in retirement.
The statistics are worrying, especially if you aren’t sure how to start saving for the future. After all, if you’re a total beginner, how are you supposed to come up with a solid investment plan that meets your needs? [Read more…] about Create an Investment Plan: 8 Investing Hacks for Beginners